Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

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Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States


Convenient Locations

Ben and Benjie Bates

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!


Bates Hewett Floyd team

Offices in Palatka and St. Augustine

6 Key Employee Benefits Trends for 2023

6 Key Employee Benefits Trends for 2023

Over the last few years, almost every aspect of the workplace has changed, leading to many unforeseen challenges. Unfortunately, many of the challenges that plagued workplaces in 2022 will likely continue in 2023 and beyond. In particular, current labor challenges are...

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Home Matters: Emergency Kit Preparation

Home Matters: Emergency Kit Preparation

Natural disasters—like hurricanes, tornadoes, floods, and earthquakes—can strike with little or no warning. To ensure that you and your family are prepared, it’s important to create multiple emergency kits—one for use if you need to evacuate your home and one for use...

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Featured Team Member

Christy Lawrenson


St. Augustine, FL

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