A Full-Service Insurance & Risk Management
Bates Hewett & Floyd
Providing Peace of Mind
For residents and businesses throughout North Florida and Georgia.
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Looking for more than a Quote?
A proposal is more than a simple quote (which we do offer). A proposal is an in-depth look at all the risks you face and it is a plan to properly insure you.

Not Your Average Local Agency
Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.
We are a full-service insurance agency working with individuals and businesses across Northeast Florida and Georgia.
We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and surrounding communities for over 40 years!
Insurance Products
Personal Insurance
Health Insurance
Business Insurance
Financial Services
Insurance & Financial Services
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386-328-1100.
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Palatka Office
3400 Crill Ave., Ste. 2
Palatka, Florida 32177
St. Augustine Office
One News Place, Suite D
St. Augustine, FL 32086
Fleming Island Office
3168 US Highway 17 South
Fleming Island, FL 32003