Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States


Convenient Locations

Ben and Benjie Bates

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!


Bates Hewett Floyd team

Offices in Palatka and St. Augustine

All About Motorcycle Insurance

All About Motorcycle Insurance

Gain freedom on the road with the right motorcycle coverage. We can help! Reducing Risk for Riders There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need,...

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5 Employment Policies to Review in 2024

5 Employment Policies to Review in 2024

Employee handbooks are important tools for establishing employee expectations, addressing workplace issues and defendingagainst potential lawsuits. Failing to update the employment policies in these handbooks regularly can make employersvulnerable to legal risks and...

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Navigating the Auto Insurance Market in 2024

Navigating the Auto Insurance Market in 2024

Like most people, you may have seen your car insurance premiums increase this year even if you haven’t had any auto accidents in the past 12 months. The personal car insurance industry is currently in a hard market, meaning the price of insurance is higher than usual....

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Featured Team Member

Bob Lilley


Health Insurance Advisor
Palatka, FL

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