A Full-Service Insurance & Risk Management

Bates Hewett & Floyd

Providing Peace of Mind

For residents and businesses throughout North Florida and Georgia.

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Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses across Northeast Florida and Georgia.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and surrounding communities for over 40 years!

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Open Enrollment for Health Insurance is Coming!

Yes, you qualify for Health Coverage. Contact us today to discuss your options.

Click below to learn more about this important time!

Our Latest Articles

Our periodic thoughts on current events, insurance, risk management, health insurance, and more.

Preventing Overexertion at Work

Safety Focused Preventing Overexertion at Work According to the National Safety Council, overexertion is the third-leading cause of injury in the United States—with an estimated 3.5 million overexertion injuries taking place each year. These injuries can happen in the...

Managing in Times of Social Unrest

Social injustices, civil rights and discrimination issues affect all employers and employees across the country. Numerous recent events have led to unrest, which has permeated all areas of society, including the workplace. During these times, employees may be...

COVID-19 Vaccine Considerations for Employers

Since the onset of the COVID-19 pandemic, companies across the globe have been working to develop a COVID-19 vaccine. As the pandemic continues on and vaccine clinical trials progress, there may be a possibility of a COVID-19 vaccine being approved for use in the...

Insurance for My Child in School

After a forced homeschool year and long summer of COVID, it’s time to rejoice - the start of the school year is here! Moving up a grade, changing schools, or even heading off to college doesn't just mean changes for them — it means changes for you and most likely...

Cleaning and Disinfection for Households Amid COVID-19

Liv Well, Work Well Health and wellness tips for your work, home and life—brought to you by the insurance professionals at Bates Hewett & Floyd Insurance. This article compiles expert guidance from the Centers for Disease Control and Prevention (CDC). Purpose This...

Ransomware & Funds Transfer Fraud

RANSOMWARE ATTACKS What happens in an attack? Hackers get businesses to download Ransomware viruses by tricking employees into clicking on phishing emails or exploiting software security vulnerabilities. Once downloaded, Ransomware's objective is to lock up...

Preparing for a Second Wave of COVID

Even as stay-at-home orders and restrictions are lifted, daily operations won’t be business-as-usual for many across the country. The coronavirus (COVID-19) pandemic is still going on, despite businesses reopening. Moreover, public health officials and experts are...

Cyber Attacks – A Growing Business Interruption Threat

When you think about what usually causes a business interruption, natural disasters such as fires, earthquakes and floods probably come to mind first. These events can physically damage your property and equipment, making your workspace unusable for a time. The...

Protecting Your Business During Civil Unrest

Civil unrest can create unique challenges for businesses. Specifically, business owners face the risk of vandalism, stolen or damaged goods and extensive property damage. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your...

COVID-19 Reopening Considerations

The COVID-19 pandemic has forced many restaurants and food service businesses to shift to survival strategies like carryout or delivery service. Some even had to close their doors for an extended period. As the COVID-19 threat shifts, several states have officially...