A Full-Service Insurance & Risk Management

Bates Hewett & Floyd

Providing Peace of Mind

For residents and businesses throughout North Florida and Georgia.

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    Not Your Average Local Agency

    Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart. 

    We are a full-service insurance agency working with individuals and businesses across Northeast Florida and Georgia.  

    We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and surrounding communities for over 40 years!

     

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    Insurance & Financial Services

    Contact us today to discuss your options

    386-328-1100.

    Our Latest Articles

    Our periodic thoughts on current events, insurance, risk management, health insurance, and more.

    Internship Programs Under The Fair Labor Standards Act

    The facts below provide general information to help determine whether interns and students working for “for-profit” employers are entitled to minimum wages and overtime pay under the Fair Labor Standards Act (FLSA).1 Background The FLSA requires “for-profit” employers...

    FEMA Unveils Changes to the National Flood Insurance Program

    The Federal Emergency Management Agency (FEMA) announced that it will be updating the National Flood Insurance Program (NFIP) pricing methodology through a new risk rating system. According to FEMA, this system—which is being referred to as “Risk Rating 2.0”—will...

    Personal Lines Insights

    Life Purchasing Medication Online Ordering your prescriptions online and having them delivered right to your door can be convenient. That being said, purchasing medication online can also carry significant risk, and it’s important to take precautions to keep your...

    Frequency of Vehicle Thefts Increased in 2020

    Everyone is susceptible to vehicle theft, whether they live in a metropolitan area, the neighboring suburbs or the rural countryside. In fact, after a downward trend in the frequency of vehicle thefts, there was a dramatic increase in 2020, according to the National...

    Commercial Risk Newsletter

    A More Proactive Approach Toward COVID-19 Protection New COVID-19 guidelines from the Occupational Safety and Health Administration (OSHA) released under President Joe Biden’s administration signal a more proactive approach toward protecting U.S. workers from...

    Overview of Biden’s Proposed $1.9 Trillion Stimulus Package

    The House of Representatives has passed its version of President Joe Biden’s proposed stimulus bill, which includes extended unemployment benefits, direct checks to individuals and more. The bill is now with the Senate, where some provisions will likely change....

    Top 10 Workplace Discrimination Claims

    In the 2020 fiscal year, the Equal Employment Opportunity Commission (EEOC) resolved more than 70,804 charges of workplace discrimination. Discrimination lawsuits can be very time-consuming and expensive for employers, and can result in a loss of employee morale or...

    Sprinkler System Failures

    When it operates correctly, your commercial property’s sprinkler system can play a vital role in suppressing a fire. According to a recent report from the National Fire Protection Association (NFPA), in fire incidents substantial enough to require assistance from a...

    You Still Qualify for 2021 Health Insurance!

    If you missed Open Enrollment (which ended in December 2020) you may have a new opportunity to secure coverage! Don't just go to the open market. There are several reasons to use a local agent, and best of all, our services and assistance are offered at no additional...

    Preventing Work-from-Home Burnout

    5 Ways to Beat Work-from-Home Burnout If you're working remotely during the COVID-19 pandemic and feeling burnt out, you're not alone. According to a survey by Monster, an online employment platform 69% of remote employees are experiencing burnout. What is burnout?...

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    (386) 328-1100

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      Palatka Office
      3400 Crill Ave., Ste. 2
      Palatka, Florida 32177

      St. Augustine Office
      One News Place, Suite D
      St. Augustine, FL 32086

      Fleming Island Office
      3168 US Highway 17 South
      Fleming Island, FL 32003