A Full-Service Insurance & Risk Management Agency

Bates Hewett & Floyd

Providing Peace of Mind

For residents and businesses throughout North Florida and Georgia.

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Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses across Northeast Florida and Georgia.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and surrounding communities for over 40 years!

Insurance & Financial Services

Contact us today to discuss your options

386-328-1100.

The “Great Resignation” Continues

Employee Quits Reach Record High in March The U.S. Bureau of Labor Statistics (BLS) recently released its March Job Openings and Labor Turnover Summary. Notably, the number of quits increased to around 4,536,000 in March, up from approximately 4,384,000 in February....

6 Tips for Safe Summer Driving

Summer is a busy time for travelers. More inexperienced and vacationing drivers are on the roads in June, July, and August, contributing to increased driving risks. Here are some tips to help you travel safely in the summer. 6 Tips for Safe Summer Driving More drivers...

Commercial Risk RoundUp – April 2022

Rising Property Replacement Costs Commercial property losses and insurance premiums have significantly increased over the past two years due to environmental and economic factors. Undervaluation of the replacement costs for a damaged building or equipment can also be...

HR’s Role in Preventing Cyberattacks

Cyberattacks are a growing concern for employers across the globe but especially for those in the United States. According to the Identity Theft Resource Center, the number of reported U.S. data breaches rose 68% between 2020 and 2021, increasing to a record-setting...

The Role of Building Codes in Natural Disaster Resilience

Commercial Property Insights Over the last several decades, natural disasters have become a growing concern—increasing in both frequency and severity. These disasters can cause significant property damage and claim numerous lives. According to the National Oceanic...

6 Tips for Reducing Healthcare Costs in 2022

Health care costs continue to rise each year, and 2022 will likely be no exception. Experts predict a 6.5% increase in medical expenses alone in the new year. That’s why it’s important for you to take steps to reduce health costs wherever possible. This article...

The Impact of Inflation on the Commercial Insurance Market

Over the past year, inflation has become a growing concern. Inflation issues have resulted mainly from a culmination of labor and supply trends brought on by the COVID-19 pandemic, and they are clearly reflected within the country’s rising Consumer Price Index (CPI)....

Summary of the 2021 Employer Health Benefits Annual Survey

Each year, the Kaiser Family Foundation conducts a survey to examine employer-sponsored health benefits trends. This document summarizes the main points of the 2021 survey and suggests how they could affect employers. Health Insurance Premiums In 2021, the average...

5 Strategies for Reducing Health Benefits Costs in 2022

Benefits Insights Brought to you by the insurance professionals at Bates Hewett & Floyd Insurance Agency 5 Strategies for Reducing Health Benefits Costs in 2022 For the past two decades, health costs have increased each year. This happens for a variety of reasons,...

Live Well, Work Well with BHF

Coping With Pandemic Financial Stress Many households were stressed about their finances before the pandemic, but the past year has remained just as challenging. As a result, many Americans are still financially stressed out, which can negatively impact their mental...

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A proposal is more than a simple quote (which we do offer). A proposal is an in-depth look at all the risks you face and it is a plan to properly insure you.

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