A Full-Service Insurance & Risk Management

Bates Hewett & Floyd

Providing Peace of Mind

For residents and businesses throughout North Florida and Georgia.

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A proposal is more than a simple quote (which we do offer). A proposal is an in-depth look at all the risks you face and it is a plan to properly insure you.

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Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses across Northeast Florida and Georgia.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and surrounding communities for over 40 years!

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386-328-1100.

Our Latest Articles

Our periodic thoughts on current events, insurance, risk management, health insurance, and more.

Personal Lines Insights

Life Purchasing Medication Online Ordering your prescriptions online and having them delivered right to your door can be convenient. That being said, purchasing medication online can also carry significant risk, and it’s important to take precautions to keep your...

Frequency of Vehicle Thefts Increased in 2020

Everyone is susceptible to vehicle theft, whether they live in a metropolitan area, the neighboring suburbs or the rural countryside. In fact, after a downward trend in the frequency of vehicle thefts, there was a dramatic increase in 2020, according to the National...

Commercial Risk Newsletter

A More Proactive Approach Toward COVID-19 Protection New COVID-19 guidelines from the Occupational Safety and Health Administration (OSHA) released under President Joe Biden’s administration signal a more proactive approach toward protecting U.S. workers from...

Overview of Biden’s Proposed $1.9 Trillion Stimulus Package

The House of Representatives has passed its version of President Joe Biden’s proposed stimulus bill, which includes extended unemployment benefits, direct checks to individuals and more. The bill is now with the Senate, where some provisions will likely change....

Top 10 Workplace Discrimination Claims

In the 2020 fiscal year, the Equal Employment Opportunity Commission (EEOC) resolved more than 70,804 charges of workplace discrimination. Discrimination lawsuits can be very time-consuming and expensive for employers, and can result in a loss of employee morale or...

Sprinkler System Failures

When it operates correctly, your commercial property’s sprinkler system can play a vital role in suppressing a fire. According to a recent report from the National Fire Protection Association (NFPA), in fire incidents substantial enough to require assistance from a...

You Still Qualify for 2021 Health Insurance!

If you missed Open Enrollment (which ended in December 2020) you may have a new opportunity to secure coverage! Don't just go to the open market. There are several reasons to use a local agent, and best of all, our services and assistance are offered at no additional...

Preventing Work-from-Home Burnout

5 Ways to Beat Work-from-Home Burnout If you're working remotely during the COVID-19 pandemic and feeling burnt out, you're not alone. According to a survey by Monster, an online employment platform 69% of remote employees are experiencing burnout. What is burnout?...

Fast Facts About the COVID-19 Vaccines

You’ve probably heard that a vaccine will help bring an end to the pandemic. Now that there are two vaccines authorized for use, you may have questions about those vaccines, especially in the age of misinformation. Here’s what you need to know about the COVID-19...

A Look Back at 2020

A look back at 2020: Advisen Data Spotlight When the clock struck midnight on the last day of 2020, it marked the end of a year marred by catastrophe—the outbreak of COVID-19, high-profile data breaches, opioid litigation and corporate scandal, to name a few. To put...