Health Insurance

Individual & Group Health Insurance Options

At Bates Hewett & Floyd, we have several options when it comes to insuring your health.

One of the biggest myths out there is the thought that obtaining health insurance through a local agency is more expensive than going direct to a company. That is simply not true. Our relationship with our insurance carrier partners allows us to offer you the right product, with the right company at no additional cost to you.

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Health Insurance for Individuals & Families 

Health Insurance

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Medicare

Dental Insurance

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Vision Plans

Life Insurance

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Specialty Coverages

Hospitality Indemnity, Cancer, Accident and Critical Illness Coverages

Group Health Insurance 

Simply offering benefits to your employees isn’t as easy as it used to be. The impact of legislation and other changes in the health and benefits world makes it necessary to assess what path is right for you and your employees. Together, we will explore the risks your business may face. Using our comprehensive risk assessment, we will work together to decide what matters most to you – developing a customized plan to protect your employees and organization. Each year, we review the plan and what we have accomplished together and ensure the plan remains relevant and continually evolves as both your business and the world of risk does.

Health Insurance Leaders

Our local agents are ready to assist you with all of your health insurance needs!

Bob Lilley

Bob Lilley

Agent

Angela Hutcheson, AIP

Angela Hutcheson, AIP

Agent

Tyler Mishanetz

Tyler Mishanetz

Agent

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What is a Pharmacy Benefit Manager?

What is a PBM?  A Pharmacy Benefit Manager is a third-party administrator of prescription drugs for health plans. Every health plan has one, but many of us do not know who they are and how they operate. I think we can all agree the cost of prescription drugs is out of...

You Still Qualify for 2021 Health Insurance!

If you missed Open Enrollment (which ended in December 2020) you may have a new opportunity to secure coverage! Don't just go to the open market. There are several reasons to use a local agent, and best of all, our services and assistance are offered at no additional...

Fast Facts About the COVID-19 Vaccines

You’ve probably heard that a vaccine will help bring an end to the pandemic. Now that there are two vaccines authorized for use, you may have questions about those vaccines, especially in the age of misinformation. Here’s what you need to know about the COVID-19...

Zero Premium Health Insurance Available!

We have some exciting news! 80% of the people in our County and surrounding Counties qualify for a tax credit for Health Insurance called a subsidy. Zero Premium Health Insurance A subsidy is a credit paid by the IRS to the carrier - the health insurance carrier on...

Easier Testing and Treatment for COVID-19

A message from Florida Blue CEO, Pat Geraghty  We’re here to help "We’re closely monitoring the developments and are making it easy for you to get the latest information. Just click the novel coronavirus link at the top of floridablue.com or on our mobile app. In the...

Florida Health Care Plans

There are many different Florida health care plans to choose from. Agents can evaluate your health care needs and determine what type of policy will work best for you and your family. While there are many factors that need to be considered, it's important that you...

A Comprehensive Approach to Insurance in Palatka

One of the main drivers of today’s world is convenience. Those who lead exceptionally busy lives (and even those who don’t) not only appreciate the convenience, they often need it, if they are to accomplish their everyday tasks.   Yet, convenience is not always about...

What is Open Enrollment for Health Insurance?

Multiple health insurance sources have open enrollment periods, such as Medicare, job-based insurers, and individual market health insurance companies. Open enrollment for Medicare is October 15 through December 7 each year. However, job-based open enrollment periods...

Open Enrollment for Health Insurance in Florida for Under 65

In Florida, there are several options for you to consider in regards to health insurance. You need to carefully assess your options to help you choose the best plan. Let's take a quick look at what your options are and answers to some frequently asked questions. Most...

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info@bates-hewett.com

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(386) 328-1100

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Palatka Office
3400 Crill Ave., Ste. 2
Palatka, Florida 32177

St. Augustine Office
One News Place, Suite D
St. Augustine, FL 32086