Personal Insurance

Protect You, Your Family, and Your Assets

Life is a journey. Let us work with you to create a roadmap to best protect you and your family. 

As your life evolves, our process evolves with it. Our personal insurance team will develop a custom plan to protect your family. We deliver on our promise and put your plan into action.

Home Insurance

Auto Insurance


Life Insurance

Long-Term Care



Umbrella Policies

Boat Insurance

Health Insurance

Providing Personal Insurance & Risk Management services for businesses in Putnam, St Johns, Flagler, and Clay Counties.

Personal Insurance Leaders

Our local agents are ready to assist you with all of your insurance & risk management needs!
Donna MacClellan

Donna MacClellan


Sonia Trujilo

Sonia Trujilo


Christy Lawrenson

Christy Lawrenson


LeighAnn King

LeighAnn King

Account Manager

Insurance for My Child in School

After a forced homeschool year and long summer of COVID, it’s time to rejoice - the start of the school year is here!  Moving up a grade, changing schools, or even heading off to college doesn't just mean changes for them — it means changes for you and most likely...

Cost of Boat Insurance in Northeast Florida

Many Northeast Florida boat owners worry about the cost of boat insurance.  In Florida, boat insurance is not required by law in Florida but the cost of not having adequate insurance can be potentially devastating. Also, it is important to note that most Florida...

Insuring a Valentine’s Day Proposal – And Beyond

Insuring a Valentine's Day Proposal - And Beyond   Are you practicing your proposal speech and picking out pants that are comfortable in the kneeling position? Valentine’s Day is the perfect setup for a romantic proposal, but you have more to think about than what...

What is Umbrella Insurance?

What is something or someone completely out of your control caused you extreme financial hardship? If an incident happened and exceeded your liability protection, you could end up owing millions of dollars in damages. Luckily, there is an inexpensive insurance policy...

Putnam Insurance: What Makes You Unique?

Putnam Insurance: What Makes You Unique? Putnam County, Florida is a beautiful place to live, raise a family, and retire. There is a lot to love about this area, which offers a slower pace of life when compared to many of the larger cities throughout the state. Here...

A Comprehensive Approach to Insurance in Palatka

One of the main drivers of today’s world is convenience. Those who lead exceptionally busy lives (and even those who don’t) not only appreciate the convenience, they often need it, if they are to accomplish their everyday tasks.   Yet, convenience is not always about...

Palatka Boat Insurance: Don’t Get Sunk!

Spring has many Floridians and Georgians thinking about the summer boating season. If you’re thinking about purchasing a boat, or if you’re already an avid boater, buying a boat should be considered an investment worth protecting. The investment extends past the...

It’s Time for an Insurance Review

As a new year begins, it is the perfect time to stop what you’re doing and take a nice long look at your insurance picture. A lot can change in the course of a single year. Life events, financial circumstances, and your plans for the future can all have a huge impact...

Hurricane Season Preparations

Know What Is and What Is Not Covered Post-Hurricane Irma, many Florida residents found that their insurance policy limited or even excluded coverage for exposures they assumed were included in the homeowners policy. It's important to speak with your agent or insurance...

What to Look For When Selecting Insurance in Northeast Florida

There are several things you to look for when trying to find the right insurance in Northeast Florida. The agents at Bates Hewett & Floyd understand that everyones' insurance needs are different. The family dynamic, where you live, your home and vehicle, all play...

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    Palatka Office
    3400 Crill Ave., Ste. 2
    Palatka, Florida 32177

    St. Augustine Office
    One News Place, Suite D
    St. Augustine, FL 32086

    Fleming Island Office
    3168 US Highway 17 South
    Fleming Island, FL 32003