Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine

Get Ahead Before the Holidays: Why October Is the Smart Time to Review Your Home & Auto Insurance

As the year closes in and seasons shift, October presents a prime opportunity to reassess your home and auto insurance before holiday risks and year-end changes set in.

Storm-Proof Your Future: A Holistic Plan for Year-Round Resilience in Florida

August in Florida is more than summer fun — it’s your chance to build lasting protection. Discover how financial planning, employee benefits, and specialty coverage form a resilient foundation with Bates Hewett & Floyd.