(386) 328-1100 info@bates-hewett.com
  • Facebook
  • Instagram
  • Facebook
  • Instagram
Bates Hewett & Floyd
  • Home
  • Insurance Options
    • Business Insurance
    • Personal Insurance
    • Health Insurance
  • Financial Services
  • Resources
    • Pay Now
    • Employment
    • Articles
  • Get a Proposal
  • Contact
Select Page

Open Enrollment for Health Insurance

Let us help you find Health Insurance Coverage that fits your needs and price.

If you would like to request a quote, then fill out the form below and one of our locally licensed agents will contact you to discuss your options.

You can also contact us directly with any questions.

(386) 328-1100 or info@bates-hewett.com

We here at Bates Hewett & Floyd look forward to speaking with you!

bates.hewett

Not your average local agency. We are an independent agency working with individuals and businesses across Northeast Florida and Georgia.

We want to help you get ready for the upcoming Med We want to help you get ready for the upcoming Medicare Enrollment Period.
Find the advice and answers you need when it comes to Medicare. Contact me, your local Blue Cross Blue Shield agent, to learn more at 386-222-6225 or bob@bates-hewett.com
We want to help you get ready for the upcoming Med We want to help you get ready for the upcoming Medicare Enrollment Period.
Find the advice and answers you need when it comes to Medicare. Contact us at 386-328-1100 or email info@bates-hewett.com
We’re heading to Keystone Heights this Saturday! We’re heading to Keystone Heights this Saturday!

Come see the Bates Hewett & Floyd team at the Keystone Heights Woman’s Club Fall Festival from **9 AM–4 PM**.

We’ll have a table set up throughout the day, so if you’re already planning to enjoy the festival, stop by and say hello. We’d love to see some familiar faces, meet a few new ones, and spend the day with the Keystone Heights community.

📍 Keystone Heights Woman’s Club Fall Festival
📅 Saturday, September 26
⏰ 9 AM–4 PM

See you Saturday!
A lower monthly premium can be appealing. But whet A lower monthly premium can be appealing. But whether it actually saves you money depends on what happens after you enroll.

Think about the healthcare you’ve used this year. Regular prescriptions? Specialist visits? Ongoing treatment? A few unexpected appointments?

Now look at a potential plan through that lens.

What would those same things cost under this plan?

That’s a much more useful comparison than looking at the monthly premium alone.

As Open Enrollment approaches, take a few minutes to look back at how you actually used your health insurance this year. It can tell you a lot about what to pay attention to when comparing your options for next year.

And if you’d rather not sort through it alone, the Bates Hewett & Floyd team can help you make sense of your options.
A lower monthly premium can look like the obvious A lower monthly premium can look like the obvious choice—until you start actually using your health insurance.

The plan that makes sense for someone who rarely sees a doctor may look very different from the plan that makes sense for a family with regular prescriptions, specialist visits, or ongoing care.

That's why we encourage our clients to look beyond the monthly price and ask a better question:

“What could this plan cost me based on how I actually use healthcare?”

With Open Enrollment approaching, now is a good time to start thinking about what worked with your current coverage, what didn't, and what you may need next year.

Have questions? Our Bates Hewett & Floyd team is here to help you make sense of the numbers before it's time to choose a plan.
At the end of the day, we're more than an insuranc At the end of the day, we're more than an insurance agency.

We're your neighbors.

We shop at the same local businesses, cheer for the same hometown teams, and spend our weekends enjoying everything Northeast Florida has to offer.

Helping protect the people and businesses in our community is something we don't take lightly.

Thank you for letting us be your local insurance resource.
It's funny how much preparation goes into a day on It's funny how much preparation goes into a day on the water.

We check the weather.

Pack the cooler.

Fill the tank.

Double-check the life jackets.

But one thing rarely makes the checklist: whether your coverage still matches the way you're using your boat or recreational vehicles.

Summer often brings different routines, different destinations, and different drivers. Taking a few minutes to review your policy now can make a big difference later.

That's the kind of conversation we're always happy to have.
Insurance isn’t always as straightforward as it se Insurance isn’t always as straightforward as it seems.

A boat trailer. Fishing gear. A golf cart. Custom upgrades. These are all situations where people often assume they know what’s covered—until they’re faced with a claim.

Every policy is different, which is why understanding the details is just as important as having coverage in the first place.

As your local independent insurance agency, we’re here to help you navigate the fine print, answer your questions, and make sure your coverage fits the way you actually use your vehicles and recreational equipment.

Have a question about your policy? We’re always happy to help.
Follow on Instagram

Insurance Services

Personal Insurance
Health Insurance
Business Insurance
Financial Services

  • Follow
  • Follow

BHF Quick Links

Request a Proposal
Contact

Quick Quotes

Click here!
  • Terms & Conditions
  • Privacy Policy
  • Contact
  • Get a Proposal
  • Facebook
  • Instagram
© 2023 Bates Hewett Floyd