Bates Hewett & Floyd Recent Articles
The Florida Rental Market Guide: Insurance Must-Knows for Renters, Landlords & Airbnb/VRBO Hosts
Renters, landlords, and short-term rental hosts face very different insurance risks. Learn the coverage gaps Florida renters and property owners often overlook—and why the way a property is used matters just as much as the property itself.
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Beyond the Minimum: Florida Auto & Liability Coverages That Actually Protect You in 2026
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
The Hidden Gaps in Your Home Insurance: What Florida Homeowners Need to Fix Before Storm Season Begins
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
Get Ahead Before the Holidays: Why October Is the Smart Time to Review Your Home & Auto Insurance
As the year closes in and seasons shift, October presents a prime opportunity to reassess your home and auto insurance before holiday risks and year-end changes set in.
Storm-Proof Your Future: A Holistic Plan for Year-Round Resilience in Florida
August in Florida is more than summer fun — it’s your chance to build lasting protection. Discover how financial planning, employee benefits, and specialty coverage form a resilient foundation with Bates Hewett & Floyd.
4 Questions Your Home Insurance Must Answer Before Storms Hit
Discover 4 essential insurance questions Florida homeowners must answer before storm season—from flood exclusions to living‑expense coverage.
5 Hurricane Season Insurance Mistakes to Avoid
Stocking up on supplies isn’t enough—true hurricane prep means making sure your insurance is storm-ready. From overlooked flood coverage to outdated policy limits, this guide outlines five common insurance mistakes that could leave you vulnerable during hurricane season. Take these simple, proactive steps now to protect your home, your business, and your peace of mind.





