Bates Hewett & Floyd Recent Articles
Your 2027 Health Insurance Roadmap: What Florida Families Need to Know Before Open Enrollment Starts
The lowest-premium health plan isn’t always the least expensive choice. Before 2027 Open Enrollment, learn how to compare deductibles, provider networks, prescriptions, out-of-pocket costs, and HMO, EPO and PPO plans based on how your family actually uses healthcare.
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Your Q1 Business Insurance Audit: The 10 Coverage Checks Florida Business Owners Should Make Each Spring
Spring is the perfect time for a business insurance audit. Discover the 10 coverage checks Florida business owners should review to ensure their policies match their operations in 2026.
Beyond the Minimum: Florida Auto & Liability Coverages That Actually Protect You in 2026
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
The Hidden Gaps in Your Home Insurance: What Florida Homeowners Need to Fix Before Storm Season Begins
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
Get Ahead Before the Holidays: Why October Is the Smart Time to Review Your Home & Auto Insurance
As the year closes in and seasons shift, October presents a prime opportunity to reassess your home and auto insurance before holiday risks and year-end changes set in.
Storm-Proof Your Future: A Holistic Plan for Year-Round Resilience in Florida
August in Florida is more than summer fun — it’s your chance to build lasting protection. Discover how financial planning, employee benefits, and specialty coverage form a resilient foundation with Bates Hewett & Floyd.
4 Questions Your Home Insurance Must Answer Before Storms Hit
Discover 4 essential insurance questions Florida homeowners must answer before storm season—from flood exclusions to living‑expense coverage.