Bates Hewett & FLoyd Recent Articles

Insurance, Risk Management and Financial articles

Employer OSHA Liabilities for Remote Workers

Encouraging remote work has become a new normal for a variety of reasons. Whether it is to reduce costs of operating a physical place of business, address pandemic reasons or allow employees to have a better work-life balance, more and more workers are working from...

Holiday Safety Insights

With the holidays in full swing, we wanted to provide you with some quick reminders - especially if you plan to travel over the break. How to Prevent Frostbite Being outdoors during winter months can expose you to cold weather conditions. Exposure to frigid...

Virtual Workplace Holiday Parties

At the end of the calendar year, workplace holiday celebrations are an experience that many employees look forward to as a highlight of the season. These celebrations are often a long-standing tradition allowing employees to celebrate with their colleagues—and...

Preparing for Flu Season During the COVID-19 Pandemic

Each year, the seasonal flu has a marked impact on businesses and employers, causing increased absenteeism, decreased productivity and higher health care costs. The past few flu seasons have seen high hospitalization and mortality rates, which has public health...

Managing Social Media Risk

Organizations continue to leverage social media channels to engage and interact with customers on a more personal level. Social media remains a great opportunity for businesses to connect with customers, job candidates and other stakeholders. However, before fully...

Zero Premium Health Insurance Available!

We have some exciting news! 80% of the people in our County and surrounding Counties qualify for a tax credit for Health Insurance called a subsidy. Zero Premium Health Insurance A subsidy is a credit paid by the IRS to the carrier - the health insurance carrier on...

Preparing for a Crisis

Planning is critical in business and can make all the difference when it comes to generating revenue, building a reputation, reducing insurance exposures and satisfying customers. However, while proper planning can help you grow your business, the fact is that—even if...

Preventing Overexertion at Work

Safety Focused Preventing Overexertion at Work According to the National Safety Council, overexertion is the third-leading cause of injury in the United States—with an estimated 3.5 million overexertion injuries taking place each year. These injuries can happen in the...

Managing in Times of Social Unrest

Social injustices, civil rights and discrimination issues affect all employers and employees across the country. Numerous recent events have led to unrest, which has permeated all areas of society, including the workplace. During these times, employees may be...

COVID-19 Vaccine Considerations for Employers

Since the onset of the COVID-19 pandemic, companies across the globe have been working to develop a COVID-19 vaccine. As the pandemic continues on and vaccine clinical trials progress, there may be a possibility of a COVID-19 vaccine being approved for use in the...

Insurance for My Child in School

After a forced homeschool year and long summer of COVID, it’s time to rejoice - the start of the school year is here! Moving up a grade, changing schools, or even heading off to college doesn't just mean changes for them — it means changes for you and most likely...

Cleaning and Disinfection for Households Amid COVID-19

Liv Well, Work Well Health and wellness tips for your work, home and life—brought to you by the insurance professionals at Bates Hewett & Floyd Insurance. This article compiles expert guidance from the Centers for Disease Control and Prevention (CDC). Purpose This...

Ransomware & Funds Transfer Fraud

RANSOMWARE ATTACKS What happens in an attack? Hackers get businesses to download Ransomware viruses by tricking employees into clicking on phishing emails or exploiting software security vulnerabilities. Once downloaded, Ransomware's objective is to lock up...

Preparing for a Second Wave of COVID

Even as stay-at-home orders and restrictions are lifted, daily operations won’t be business-as-usual for many across the country. The coronavirus (COVID-19) pandemic is still going on, despite businesses reopening. Moreover, public health officials and experts are...

Cyber Attacks – A Growing Business Interruption Threat

When you think about what usually causes a business interruption, natural disasters such as fires, earthquakes and floods probably come to mind first. These events can physically damage your property and equipment, making your workspace unusable for a time. The...

Protecting Your Business During Civil Unrest

Civil unrest can create unique challenges for businesses. Specifically, business owners face the risk of vandalism, stolen or damaged goods and extensive property damage. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your...

COVID-19 Reopening Considerations

The COVID-19 pandemic has forced many restaurants and food service businesses to shift to survival strategies like carryout or delivery service. Some even had to close their doors for an extended period. As the COVID-19 threat shifts, several states have officially...

Redesigning a Post-COVID Office

The coronavirus disease (COVID-19) pandemic has changed many aspects of the current workplace, and soon, employers should begin planning for what their post-coronavirus office will look like. Previously, social distancing and COVID-19-related best practices hadn’t...

Cost of Boat Insurance in Northeast Florida

Many Northeast Florida boat owners worry about the cost of boat insurance. In Florida, boat insurance is not required by law in Florida but the cost of not having adequate insurance can be potentially devastating. Also, it is important to note that most Florida...

Easier Testing and Treatment for COVID-19

A message from Florida Blue CEO, Pat Geraghty We’re here to help "We’re closely monitoring the developments and are making it easy for you to get the latest information. Just click the novel coronavirus link at the top of floridablue.com or on our mobile app. In the...