Get a Proposal
MORE THAN A QUOTE
Yes, we provide insurance quotes and can provide you with recommendations for the right coverage at the right price. But, some of our personal and business clients are looking for more than a quote.
A proposal is an in-depth look at all the risks you face and it is a plan to properly insure you. If you are looking for a quote, that is not a problem! Please fill out the quick form below and someone from our team will contact you as soon as possible. If you would like to request a proposal, then click the button down below.
Either way, we here at Bates Hewett & Floyd look forward to speaking with you!
Broker Compensation Disclosure
We value your trust as a client and are committed to providing you with exceptional service. As an independent insurance broker, we focus on delivering superior service and competitive pricing by identifying the best coverage options from the insurers we represent.
Commission: Our firm does not charge a fee for placing your policy. Instead, we are compensated through a commission paid by the insurer, which is part of, and not an addition to, your premium. The commission amount is determined by the standard commission schedule established by each insurer we work with. Additionally, our firm may receive incentive compensation or bonuses from insurers for various reasons, but this does not affect the price of your premium.
Client Fees: While we do not charge a fee for the placement of your policy in most cases, we do sometimes charge a fee for certain professional services instead of earning a commission. These fees are fully disclosed and agreed upon in advance. As our business evolves, especially with our larger clients, we often prefer working on a fee structure instead of the traditional commission model. In such cases, the commission is waived for the agreed-upon services.
Scope of Services: Our firm works with a variety of insurers to provide coverage options that best suit your needs. We make every effort to obtain quotes from insurers we believe align with the preferences and needs you’ve communicated. However, we cannot obtain quotes from all insurers that offer suitable products. We are here to answer any questions regarding the quotes, insurers, or policies we present, but the final decision on the insurance product and coverage amount is yours.
Additional Information: If you have any questions or need further details about our services, fees, or compensation, please contact us at 386.328.1100 or visit our website at http://bates-hewett.com.
Thank you for choosing us for your insurance needs. We appreciate your business and are here to serve you in any way we can.