(386) 328-1100 info@bates-hewett.com
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Open Enrollment for Health Insurance

Let us help you find Health Insurance Coverage that fits your needs and price.

If you would like to request a quote, then fill out the form below and one of our locally licensed agents will contact you to discuss your options.

You can also contact us directly with any questions.

(386) 328-1100 or info@bates-hewett.com

We here at Bates Hewett & Floyd look forward to speaking with you!

bates.hewett

Not your average local agency. We are a full-service agency working with individuals and businesses across Northeast Florida and Georgia.

As the year winds down, it’s the perfect time to As the year winds down, it’s the perfect time to take a closer look at your business insurance and employee coverage.

Here’s why:
✅ Peace of Mind for You & Your Team – The right coverage means fewer surprises and happier employees.
✅ Avoid Gaps or Overlaps – Make sure your policy reflects your current team size, operations, and growth.
✅ Better Rates, Better Planning – Reviewing now gives you time to compare plans and budget effectively before renewal season.

Your business deserves clarity — and coverage that grows with you.
Let’s review your plan together before the year wraps up. 💼
Our unofficial “Chief Happiness Officer” remin Our unofficial “Chief Happiness Officer” reminding us what this season is all about: gratitude, community, and making sure the people (and pets) around us are protected. 🐾

As the year wraps up, it’s the perfect moment to review your business and employee coverage and ensure everything still fits your needs.

We’re here to help you end the year informed, prepared, and confident in your plan.
Life changes and your coverage should change with Life changes and your coverage should change with it.

From health and home to auto and life insurance, our goal is simple: to help you protect what matters most, in every season of life.

Because the right coverage isn’t just about policies, it’s about peace of mind.

🏡 Personalized protection for every stage of life

🤝 Local agents who listen

📍 Serving Northeast Florida families with care
Open Enrollment is officially here. From November Open Enrollment is officially here. From November 1 through January 15, you can review, renew, or choose a new health insurance plan.

Don’t wait until the holidays, the earlier you start, the more confident you’ll feel about your coverage.

We’re here to help you find clarity and peace of mind in your options.
With Open Enrollment underway, now’s the time to With Open Enrollment underway, now’s the time to review your coverage and make sure you understand what you’re really paying for — and why it matters.

We’re helping our St. Augustine and Palatka neighbors make sense of it all, one term at a time. Because when it comes to protecting what matters most, clarity is everything.

Clarity starts here. 💡

—
📅 Open Enrollment: Nov 1–Jan 15
🩺 Questions about your coverage? Our team’s here to help you find the right fit for your needs.
Here’s what most people don’t realize: Your in Here’s what most people don’t realize:
Your insurance choices during closing can impact your rates, your lender approval, and your long-term costs.

When you’re buying a home:
🏡 Shop for insurance early — waiting until closing can limit options
📑 Compare coverages, not just price
🌊 Add flood insurance (even if it’s not “required”)
🔑 Ask how replacement cost differs from market value

Understanding these before you buy can save you stress (and serious money) after you move in.
“From storm prep to financial future, Bates Hewe “From storm prep to financial future, Bates Hewett has you covered."

Caption:
August’s here and with it, a reminder that protection goes beyond the storm. From specialized coverage to financial planning and employee benefits, Bates Hewett & Floyd serves as your local, year-round partner in safeguarding your future. Here’s to building more than coverage building peace of mind.
Meet one of our local employee who transformed unc Meet one of our local employee who transformed uncertainty into confidence. Thanks to personalized financial planning and life insurance advice, they now wake up each day with peace of mind no matter what happens. Ready to feel the same?
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