Bates Hewett & Floyd
Providing Peace of Mind
We are a Full-Service Insurance & Risk Management Agency.
Personal & Business Insurance
It’s good to have options! Call us at (386) 328-1100
Serving residents and businesses throughout North Florida and Georgia
and throughout the Southeast United States
Clients
Convenient Locations


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Personal Insurance
It’s good to have options! Learn more >

Business Insurance
Protect your business and your employees. Learn more >

Financial Services
Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >
Not Your Average Local Agency
Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.
We are a full-service insurance agency working with individuals and businesses.
We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine
6 Tips for Reducing Healthcare Costs in 2022
Health care costs continue to rise each year, and 2022 will likely be no exception. Experts predict a 6.5% increase in medical expenses alone in the new year. That’s why it’s important for you to take steps to reduce health costs wherever possible. This article...
The Impact of Inflation on the Commercial Insurance Market
Over the past year, inflation has become a growing concern. Inflation issues have resulted mainly from a culmination of labor and supply trends brought on by the COVID-19 pandemic, and they are clearly reflected within the country’s rising Consumer Price Index (CPI)....
Preventing Distracted Driving
It’s easy to become distracted while driving on the road. Winter weather can make roads slippery and hazardous, so it’s even more crucial you stay present while driving during the colder months. Follow these tips to prevent distractions while you’re on the road: Avoid...

Palatka, FL
3400 Crill Ave, Ste. 2
Palatka, FL 32177

St. Augustine, FL
165 Southpark Blvd, Suite B
St. Augustine, FL 32086
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Featured Team Member

Bob Lilley
386.530.6962
Bob@bates-hewett.com
Health Insurance Advisor
Palatka, FL