Open Enrollment for Health Insurance

Open Enrollment is the yearly period when you and your family can sign up for, change, or cancel your health insurance plans.

The open enrollment period for the Health Insurance is now open. Contact us to discuss your options – with plan premiums as low as $0!

Shop Now

Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

Request a Proposal

Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

Get Started

Book a free consultation

Book an Appointment

Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine

What is a Pharmacy Benefit Manager?

What is a PBM? A Pharmacy Benefit Manager is a third-party administrator of prescription drugs for health plans. Every health plan has one, but many of us do not know who they are and how they operate. I think we can all agree the cost of prescription drugs is out of...

Cyber Risks & Liabilities

The Importance of a Standalone Cyber LIability Policy Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to provide protection for cyber incidents. In fact, a...

Risk Management: Dash Cameras for Commercial Vehicles

So you installed a Dash Cam, now what? One new trend we have seen continued growth in over the past few years is the installation of vehicle-mounted dash cameras. These cameras typically face out the front of the windshield but rear and driver-focused cameras can...