Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Open Enrollment for Health Insurance

Your search is over! $0 Health Insurance plans are available. Click, call, or stop by to review your options.

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Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States


Convenient Locations

Ben and Benjie Bates

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!


Bates Hewett Floyd team

Offices in Palatka and St. Augustine

10 Essential Cybersecurity Controls

10 Essential Cybersecurity Controls

Cyber incidents—including data breaches, ransomware attacks, and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries. Such incidents have largely been brought on by additional cyber threat vectors and...

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Tips for Preventing Back Injuries in Retail Workers

Tips for Preventing Back Injuries in Retail Workers

Due to the layout of storage areas, very little stock of products is actually within an employee’s safe lifting zone, which is between the shoulders and knees. Lifting and lowering objects outside this zone can cause serious injuries. Following these simple guidelines...

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Last-minute Open Enrollment Considerations

Last-minute Open Enrollment Considerations

As open enrollment periods approach for 2023 benefits, there’s still time to address employees’ questions and inform them of their options in meaningful ways. Doing so will help them get the most from their benefits, which are especially valuable as employees navigate...

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Featured Team Member

Christy Lawrenson


St. Augustine, FL

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