Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States


Convenient Locations

Ben and Benjie Bates

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!


Bates Hewett Floyd team

Offices in Palatka and St. Augustine

ATV’s and Personal Safety

ATV’s and Personal Safety

All-terrain vehicles (ATVs) can be a great source of fun for adventure seekers. These vehicles are designed for riding on off-road paths and are useful for carrying loads and supplies. Though they are fun to ride and can make carrying loads easier, however, ATVs are...

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Personal Watercraft Coverage

Personal Watercraft Coverage

If you own your personal watercraft (PWC), you’ll want to know about all the ways your PWC policy allows you to stay protected, including bodily injury, property damage, and theft. What is PWC Coverage? Personal watercraft (PWC) coverage may cover the following:...

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Summer Swimming Pool Safety

Summer Swimming Pool Safety

Though owning a pool can allow you, your family, and your friends to cool off in the summer heat, it also comes with serious responsibilities. After all, swimming pools can present significant safety hazards and potential liability risks. As such, consider these...

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Featured Team Member

Richard Frederick


Employee Benefits Account Manager
Palatka, FL

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