Bates Hewett & Floyd

Protecting What Matters

We are an Independent Insurance & Risk Management Agency.

Request a Proposal

Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

Get Started

Book a free consultation

Book an Appointment

Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Help protect your business and your employees.

Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are an independent insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

The Bates Hewett & Floyd insurance team in Palatka and St. Augustine, Florida, providing personal, business, and health insurance solutions.

Offices in Palatka and St. Augustine

Florida Health Care Plans

Florida Health Care Plans - Locally trusted. Nationally recognized. Great Health Care begins at home… Are you new to Medicare? Need help understanding your options? Bates Hewett & Floyd can help you find an affordable Medicare Advantage-Prescription Drug (MA-PD)...

Hurricane Irma Preparations

Irma is heading our way and we will be ready. Like you, we are watching Hurricane Irma closely. With the devastation in Houston still fresh on everyone's minds, it's a nerve-racking feeling to have another record setting hurricane with Florida directly in its...

10 Reasons Why Every Business Needs Insurance

At Bates Hewett & Floyd, a Palatka Insurance Agency, we understand that some people may be hesitant when it comes to getting an insurance policy for their business. That's because a vast majority often think they don't or won't need it. There are those who argue...