Personal Insurance

Before you head out for sunny days on the water, make sure your boat insurance is seaworthy, too. From storm protection to liability coverage, Bates Hewett & Floyd breaks down five key questions to ask about your policy — so you’re protected all season long in St. Augustine, Palatka, and beyond.

Spring storms in Jacksonville can bring heavy rain and strong winds, making home preparation essential. From reinforcing your roof to reviewing your insurance policy, these proactive steps help safeguard your property and ensure your family’s safety.

Maintaining high-quality employee benefits is essential for attracting and retaining top talent, but rising costs can strain any company's budget. As a local insurance company, you understand the delicate balance between cutting expenses and ensuring employees still...

Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, typically occurs when waterways—such as rivers or streams—overflow...

You purchased a boat to provide years of personal enjoyment—ensure your pleasure by choosing the right insurance protection. (It's important to note here that the State of Florida does NOT require insurance coverage for your boat or personal watercraft. But protecting...

Gain freedom on the road with the right motorcycle coverage. We can help! Reducing Risk for Riders There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need,...

Like most people, you may have seen your car insurance premiums increase this year even if you haven’t had any auto accidents in the past 12 months. The personal car insurance industry is currently in a hard market, meaning the price of insurance is higher than usual....

If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto...

Social media has become a significant part of many people’s daily lives. Platforms like Facebook, Twitter, TikTok, and Snapchat provide users with opportunities to keep up with their friends, share life experiences, and interact with people from around the world....

Choosing insurance may not be as romantic as deciding where to go on your honeymoon, but it is one of the most important things you can do as newlyweds. Although most couples are aware of the need to readdress their insurance needs when they get married, there is a...