Bates Hewett & Floyd Recent Articles
How to Safeguard Your Small Business from Holiday Interruptions: The Role of Business Interruption Insurance
As the holiday season approaches, many small businesses in Palatka, St. Augustine, and surrounding areas are gearing up for their busiest time of the year. For many, the holiday rush represents a significant portion of annual revenue, making it essential for these...
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Trends Driving Social Inflation and How to Respond
As an insurance buyer, you may have heard the term “social inflation” used by your insurer to...
10 Essential Cybersecurity Controls
Cyber incidents—including data breaches, ransomware attacks, and social engineering scams—have...
Tips for Preventing Back Injuries in Retail Workers
Due to the layout of storage areas, very little stock of products is actually within an employee’s...
Last-minute Open Enrollment Considerations
As open enrollment periods approach for 2023 benefits, there’s still time to address employees’...
Level Funding
If you desire the freedom of a self-funded insurance plan but need a little more certainty for...
General Liability Exposures Every Organization Should Know
Almost every organization faces commercial liability exposures. A commercial liability loss...





