5 Strategies for Reducing Health Benefits Costs in 2022

5 Strategies for Reducing Health Benefits Costs in 2022

Benefits Insights Brought to you by the insurance professionals at Bates Hewett & Floyd Insurance Agency 5 Strategies for Reducing Health Benefits Costs in 2022 For the past two decades, health costs have increased each year. This happens for a variety of reasons,...
How to Avoid Heat Illness

How to Avoid Heat Illness

Avoid Heat Illness When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat illness. Staying Cool Follow the...
What is a Pharmacy Benefit Manager?

What is a Pharmacy Benefit Manager?

What is a PBM?  A Pharmacy Benefit Manager is a third-party administrator of prescription drugs for health plans. Every health plan has one, but many of us do not know who they are and how they operate. I think we can all agree the cost of prescription drugs is out of...
You Still Qualify for 2021 Health Insurance!

You Still Qualify for 2021 Health Insurance!

If you missed Open Enrollment (which ended in December 2020) you may have a new opportunity to secure coverage! Don’t just go to the open market. There are several reasons to use a local agent, and best of all, our services and assistance are offered at no...
Fast Facts About the COVID-19 Vaccines

Fast Facts About the COVID-19 Vaccines

You’ve probably heard that a vaccine will help bring an end to the pandemic. Now that there are two vaccines authorized for use, you may have questions about those vaccines, especially in the age of misinformation. Here’s what you need to know about the COVID-19...
Zero Premium Health Insurance Available!

Zero Premium Health Insurance Available!

We have some exciting news! 80% of the people in our County and surrounding Counties qualify for a tax credit for Health Insurance called a subsidy. Zero Premium Health Insurance A subsidy is a credit paid by the IRS to the carrier – the health insurance carrier...