6 Tips for Reducing Healthcare Costs in 2022

6 Tips for Reducing Healthcare Costs in 2022

Health care costs continue to rise each year, and 2022 will likely be no exception. Experts predict a 6.5% increase in medical expenses alone in the new year. That’s why it’s important for you to take steps to reduce health costs wherever possible. This article...
Summary of the 2021 Employer Health Benefits Annual Survey

Summary of the 2021 Employer Health Benefits Annual Survey

Each year, the Kaiser Family Foundation conducts a survey to examine employer-sponsored health benefits trends. This document summarizes the main points of the 2021 survey and suggests how they could affect employers. Health Insurance Premiums In 2021, the average...
5 Strategies for Reducing Health Benefits Costs in 2022

5 Strategies for Reducing Health Benefits Costs in 2022

Benefits Insights Brought to you by the insurance professionals at Bates Hewett & Floyd Insurance Agency 5 Strategies for Reducing Health Benefits Costs in 2022 For the past two decades, health costs have increased each year. This happens for a variety of reasons,...
How to Avoid Heat Illness

How to Avoid Heat Illness

Avoid Heat Illness When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat illness. Staying Cool Follow the...
What is a Pharmacy Benefit Manager?

What is a Pharmacy Benefit Manager?

What is a PBM?  A Pharmacy Benefit Manager is a third-party administrator of prescription drugs for health plans. Every health plan has one, but many of us do not know who they are and how they operate. I think we can all agree the cost of prescription drugs is out of...
You Still Qualify for 2021 Health Insurance!

You Still Qualify for 2021 Health Insurance!

If you missed Open Enrollment (which ended in December 2020) you may have a new opportunity to secure coverage! Don’t just go to the open market. There are several reasons to use a local agent, and best of all, our services and assistance are offered at no...