When it’s time to choose health insurance, it’s tempting to start with one number: the monthly premium. But the plan with the lowest premium isn’t necessarily the plan that will cost your family the least over the course of the year. Deductibles,...
A rental property can have insurance and still leave someone financially exposed. That’s one of the biggest misconceptions surrounding rentals in Florida. A tenant may assume the landlord’s insurance protects their belongings. A landlord may assume a...
Summer Adventures Can Expose Coverage Gaps You Didn’t Know You Had Summer in Northeast Florida means more time on the road, weekends on the water, and heading out with boats, golf carts, RVs, motorcycles, or other recreational vehicles. For many families,...
Most Business Closures Aren’t Caused by Wind Damage Alone When Florida business owners think about hurricane risk, they often picture the obvious threats: roof damage, flooding, broken windows, or fallen trees. Those risks are real—but they’re not always...
Why May Is One of the Most Important Insurance Months of the Year in Florida Every spring across Northeast Florida, we start to see the same pattern: heavier rains, rising water levels, and more conversations about what hurricane season might bring. At Bates Hewett...
