Level Funding

Level Funding

If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding might be an option for you. Weigh the advantages and disadvantages and decide what’s best for your company. What is a Self-funded...
General Liability Exposures Every Organization Should Know

General Liability Exposures Every Organization Should Know

Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm, or damage to another party....
Inflation’s Impact on 2023 Open Enrollment

Inflation’s Impact on 2023 Open Enrollment

Many employees are currently feeling financially strained because of inflation. With open enrollment fast approaching, inflation could impact employees’ choices regarding their benefits. Employees are likely to consider which benefits matter the most and how to...
Keep Pests Out of Your House This Fall

Keep Pests Out of Your House This Fall

As fall brings colder temperatures, the warm interior of your home can provide shelter, breeding spaces, and access to nourishment for household pests. Any pest invasion—whether it’s flies, rodents, squirrels, wasps, ants, or various bugs—can cause property damage and...