Like many other sectors of the economy, the commercial insurance industry experienced changes to both its market cycles and operating procedures in the last 12 months. Specifically, hard market conditions somewhat started to ease, a contrast from recent years. This...
As an insurance buyer, you may have heard the term “social inflation” used by your insurer to explain the factors driving up the cost of coverage in today’s market. In general, social inflation refers to the rising costs of insurance claims that are a result of...
Cyber incidents—including data breaches, ransomware attacks, and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries. Such incidents have largely been brought on by additional cyber threat vectors and...
Due to the layout of storage areas, very little stock of products is actually within an employee’s safe lifting zone, which is between the shoulders and knees. Lifting and lowering objects outside this zone can cause serious injuries. Following these simple guidelines...
Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm, or damage to another party....
In the wake of the Great Reshuffle—the mass movement of workers to jobs that prioritize their needs—and macro trends like the tight labor market, attraction and retention are top of mind for employers. In fact, according to Zywave’s 2022 Attraction and Retention...
