Every spring in Northeast Florida, we start to see the same pattern: heavier rains, rising water levels, and more questions about what hurricane season might bring. At Bates Hewett & Floyd, this is one of the most common conversations we have with homeowners this...
For many Florida business owners, the first quarter of the year is already busy with financial reviews, tax preparation, and planning for the months ahead. But there’s another review that often gets overlooked: your business insurance coverage. Insurance policies...
Why Florida’s Minimum Auto Coverage Leaves Many Drivers Exposed Florida drivers are only required to carry the state’s minimum auto insurance coverage — and while that keeps you legal on the road, it often leaves significant gaps in real-world protection. With winter...
Why an Early-Year Home Insurance Check Matters in Florida January often feels like a reset — a chance to get organized, make plans, and check things off the list before the year gets busy. It’s also one of the smartest times to take a closer look at your home...
October is full of change, cooler evenings, leaves falling, holiday planning starting to take shape. It’s also an excellent time for something too many households overlook: reviewing your home and auto insurance. At Bates Hewett & Floyd, we guide clients through...
August brings the contrast Floridians know well: summer sunshine alongside tropical storm threats. This year, more than ever, being storm-ready means thinking beyond sandbags and shutters. It’s about building financial and risk resilience that shields what...
