Open Enrollment for Health Insurance

Open Enrollment is the yearly period when you and your family can sign up for, change, or cancel your health insurance plans.

The open enrollment period for the Health Insurance is now open. Contact us to discuss your options – with plan premiums as low as $0!

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Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine

Seven Insurance Policies for Small Businesses

With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. Bates Hewett & Floyd Insurance Agency is here to help explain the types of insurance policies available and how they can help...

Medicare Advantage Plans vs. Medicare Plus Medigap Supplemental Insurance

Most Americans have heard of Original Medicare as one of many healthcare coverage options, but they may not understand how it differs from Medicare Advantage and how Medicare Supplement Insurance (Medigap) fits into the mix. This article explains the differences in...

6 Key Employee Benefits Trends for 2023

Over the last few years, almost every aspect of the workplace has changed, leading to many unforeseen challenges. Unfortunately, many of the challenges that plagued workplaces in 2022 will likely continue in 2023 and beyond. In particular, current labor challenges are...