Bates Hewett & Floyd

Protecting What Matters

We are an Independent Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Help protect your business and your employees.

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Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are an independent insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

The Bates Hewett & Floyd insurance team in Palatka and St. Augustine, Florida, providing personal, business, and health insurance solutions.

Offices in Palatka and St. Augustine

Understanding Inland Marine Insurance

Understanding Inland Marine Insurance The term “inland marine insurance” is confusing to many people. “Marine” is a term we associate with the sea yet Inland Marine Insurance refers to items being transported overland. This includes a wide range of items businesses...

Florida Health Care Plans

There are many different Florida health care plans to choose from. Agents can evaluate your health care needs and determine what type of policy will work best for you and your family. While there are many factors that need to be considered, it's important that you...

How Insurance Works

Insurance is something you rarely think about, aren't necessarily fond of shopping for, but the reality is - living without it can lead to dire consequences. When partnering with the best Palatka Insurance Agency, you can rest assured that you are protecting yourself...