Bates Hewett & Floyd

Protecting What Matters

We are an Independent Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

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Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Help protect your business and your employees.

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Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are an independent insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

The Bates Hewett & Floyd insurance team in Palatka and St. Augustine, Florida, providing personal, business, and health insurance solutions.

Offices in Palatka and St. Augustine

What is Umbrella Insurance?

What if something or someone completely out of your control caused you extreme financial hardship? If an incident happened and exceeded your liability protection, you could end up owing millions of dollars in damages. Luckily, there is an inexpensive insurance policy...

Putnam Insurance: What Makes You Unique?

Putnam Insurance: What Makes You Unique? Putnam County, Florida is a beautiful place to live, raise a family, and retire. There is a lot to love about this area, which offers a slower pace of life when compared to many of the larger cities throughout the state. Here...

Understanding Inland Marine Insurance

Understanding Inland Marine Insurance The term “inland marine insurance” is confusing to many people. “Marine” is a term we associate with the sea yet Inland Marine Insurance refers to items being transported overland. This includes a wide range of items businesses...