Bates Hewett & Floyd

Protecting What Matters

We are an Independent Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Help protect your business and your employees.

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Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are an independent insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

The Bates Hewett & Floyd insurance team in Palatka and St. Augustine, Florida, providing personal, business, and health insurance solutions.

Offices in Palatka and St. Augustine

Palatka Boat Insurance: Don’t Get Sunk!

Spring has many Floridians and Georgians thinking about the summer boating season. If you’re thinking about purchasing a boat, or if you’re already an avid boater, buying a boat should be considered an investment worth protecting. The investment extends past the...

Emerging Business Risks

To keep a business on the cutting edge of its industry, business owners must adapt to the digital age. They must also take advantage of market opportunities that propel them toward greater success. Here are five emerging risks that business owners in Florida are sure...

It’s Time for an Insurance Review

As a new year begins, it is the perfect time to stop what you’re doing and take a nice long look at your insurance picture. A lot can change in the course of a single year. Life events, financial circumstances, and your plans for the future can all have a huge impact...