Open Enrollment for Health Insurance

Open Enrollment is the yearly period when you and your family can sign up for, change, or cancel your health insurance plans.

The open enrollment period for the Health Insurance is now open. Contact us to discuss your options – with plan premiums as low as $0!

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Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine

10 Reasons Why Every Business Needs Insurance

At Bates Hewett & Floyd, a Palatka Insurance Agency, we understand that some people may be hesitant when it comes to getting an insurance policy for their business. That's because a vast majority often think they don't or won't need it. There are those who argue...

Hurricane Season: The Tale of Two Neighbors

October 2016, a mighty Hurricane Matthew slammed the NE Florida Coast. It was the first Hurricane to directly hit NE Florida since 2005. The estimated cost in our area was over $7 million, with most of the damage coming from flooding and debris. For the most part, our...

Are You Prepared For Hurricane Season?

Did you know in the event of a loss that you must show proof of your contents to your insurance company, before the claim is paid? The guidelines below are for homeowners as well as business owners. Please be prepared before it’s too late. Before a Storm Have an...