Bates Hewett & Floyd

Protecting What Matters

We are an Independent Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

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Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Help protect your business and your employees.

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Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are an independent insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

The Bates Hewett & Floyd insurance team in Palatka and St. Augustine, Florida, providing personal, business, and health insurance solutions.

Offices in Palatka and St. Augustine

Hurricane Season: The Tale of Two Neighbors

October 2016, a mighty Hurricane Matthew slammed the NE Florida Coast. It was the first Hurricane to directly hit NE Florida since 2005. The estimated cost in our area was over $7 million, with most of the damage coming from flooding and debris. For the most part, our...

Are You Prepared For Hurricane Season?

Did you know in the event of a loss that you must show proof of your contents to your insurance company, before the claim is paid? The guidelines below are for homeowners as well as business owners. Please be prepared before it’s too late. Before a Storm Have an...

Why Spill Kits Are a Must

One of our clients recently had a piece of equipment vandalized and turned over on its side. This caused about thirty gallons of fuel to spill into some isolated standing water. A mechanic for an equipment dealer happened by right after the incident and called the...