Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine

Hurricanes and Your Homeowners’ Insurance Policy

Hurricanes can cause significant damage to homes, resulting in costly repairs and even total property loss. Hurricane season starts May 15 on the west coast and June 1 on the east coast and along the Gulf of Mexico. As a homeowner, it’s essential to understand what...

Enjoying Safe and Healthy Use of Social Media

Social media has become a significant part of many people’s daily lives. Platforms like Facebook, Twitter, TikTok, and Snapchat provide users with opportunities to keep up with their friends, share life experiences, and interact with people from around the world....

Top 7 Home and Auto Insurance Challenges

Insurance can be confusing, but understanding the basics is vital for retaining proper coverage. The following are the top home and auto insurance challenges you may be facing. 1) Understanding Policy Exclusions Navigating the various types of policies and...