Open Enrollment for Health Insurance

Open Enrollment is the yearly period when you and your family can sign up for, change, or cancel your health insurance plans.

The open enrollment period for the Health Insurance is now open. Contact us to discuss your options – with plan premiums as low as $0!

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Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

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Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

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Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine

Open Enrollment Tips

Making wise decisions about your benefits requires planning. By selecting benefits that provide the best care and coverage, you can optimize their value and minimize the impact to your budget. Many people get tripped up when asked to select benefits for themselves and...

Inflation’s Impact on 2024 Open Enrollment

Many employees continue to feel financially strained because of inflation. With open enrollment fast approaching, inflation could impact the choices employees make when it comes to their benefits. Specifically, employees are likely to consider which benefits matter...

Hurricanes and Your Homeowners’ Insurance Policy

Hurricanes can cause significant damage to homes, resulting in costly repairs and even total property loss. Hurricane season starts May 15 on the west coast and June 1 on the east coast and along the Gulf of Mexico. As a homeowner, it’s essential to understand what...