Bates Hewett & Floyd Recent Articles
Summer on the Water & Road: What Your Auto, Boat & Recreational Policies Don’t Cover (But Should)
Summer means more time on the road and water—but are your insurance policies keeping up? Learn the most common coverage gaps Florida homeowners overlook and what to review before your next adventure.
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Float into Spring: 5 Questions to Ask About Your Boat Insurance Before You Launch
Before you head out for sunny days on the water, make sure your boat insurance is seaworthy, too. From storm protection to liability coverage, Bates Hewett & Floyd breaks down five key questions to ask about your policy — so you’re protected all season long in St. Augustine, Palatka, and beyond.
Preparing Your Home for Spring Storms: Essential Tips for Jacksonville, Florida Residents
Spring storms in Jacksonville can bring heavy rain and strong winds, making home preparation essential. From reinforcing your roof to reviewing your insurance policy, these proactive steps help safeguard your property and ensure your family’s safety.
Why Small Businesses Thrive with Local Insurance Agencies: The Hidden Benefits
Small businesses in St. Augustine and Palatka, Florida, often face unique challenges when...
How to Safeguard Your Small Business from Holiday Interruptions: The Role of Business Interruption Insurance
As the holiday season approaches, many small businesses in Palatka, St. Augustine, and surrounding...
Tips for Reducing Employee Benefit Costs without Sacrificing Quality
Maintaining high-quality employee benefits is essential for attracting and retaining top talent,...
The Value of Commercial Umbrella Insurance
In today’s litigious world, the frequency and severity of liability lawsuits are on the rise....





