Emerging Business Risks

Emerging Business Risks

To keep a business on the cutting edge of its industry, business owners must adapt to the digital age. They must also take advantage of market opportunities that propel them toward greater success. Here are five emerging risks that business owners in Florida are sure...
It’s Time for an Insurance Review

It’s Time for an Insurance Review

As a new year begins, it is the perfect time to stop what you’re doing and take a nice long look at your insurance picture. A lot can change in the course of a single year. Life events, financial circumstances, and your plans for the future can all have a huge impact...
Directors & Officers Insurance Policies

Directors & Officers Insurance Policies

Businesses are constantly experiencing change. As change occurs, so do the involved risks. While many risks remain the same, there is often new risks that present themselves. At Bates Hewett and Floyd, we are here to customize an insurance plan to ensure your business...
What is Open Enrollment for Health Insurance?

What is Open Enrollment for Health Insurance?

Multiple health insurance sources have open enrollment periods, such as Medicare, job-based insurers, and individual market health insurance companies. Open enrollment for Medicare is October 15 through December 7 each year. However, job-based open enrollment periods...
Small Business Insurance Requirements

Small Business Insurance Requirements

Owning a small business means knowing what types of insurance you need as well as having the right amount of coverage to fully protect your investment. Small business insurance requirements will differ from company to company so it’s important to know where your...