Directors & Officers Insurance Policies

Directors & Officers Insurance Policies

Businesses are constantly experiencing change. As change occurs, so do the involved risks. While many risks remain the same, there is often new risks that present themselves. At Bates Hewett and Floyd, we are here to customize an insurance plan to ensure your business...
What is Open Enrollment for Health Insurance?

What is Open Enrollment for Health Insurance?

Multiple health insurance sources have open enrollment periods, such as Medicare, job-based insurers, and individual market health insurance companies. Open enrollment for Medicare is October 15 through December 7 each year. However, job-based open enrollment periods...
Small Business Insurance Requirements

Small Business Insurance Requirements

Owning a small business means knowing what types of insurance you need as well as having the right amount of coverage to fully protect your investment. Small business insurance requirements will differ from company to company so it’s important to know where your...
What is Inland Marine Insurance

What is Inland Marine Insurance

There are certain types of property used during the course of business that doesn’t fall into one simple category. Inland Marine Insurance covers a wider range of items that mainly have to do with the transportation and communication aspect of a business. While...
Hurricane Season Preparations

Hurricane Season Preparations

Know What Is and What Is Not Covered Post-Hurricane Irma, many Florida residents found that their insurance policy limited or even excluded coverage for exposures they assumed were included in the homeowners policy. It’s important to speak with your agent or...