If you own your personal watercraft (PWC), you’ll want to know about all the ways your PWC policy allows you to stay protected, including bodily injury, property damage, and theft. What is PWC Coverage? Personal watercraft (PWC) coverage may cover the following:...
Though owning a pool can allow you, your family, and your friends to cool off in the summer heat, it also comes with serious responsibilities. After all, swimming pools can present significant safety hazards and potential liability risks. As such, consider these...
Many homeowners face the risk of wildfires, which are usually triggered by lightning or accidents. They spread quickly, igniting brush, trees, and homes. Some homes survive, but unfortunately, many others do not. Those that survive almost always do so because their...
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Your Personal Information Your credit history, claims history, and...
With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. Bates Hewett & Floyd Insurance Agency is here to help explain the types of insurance policies available and how they can help...