Why are my insurance rates going up?

Why are my insurance rates going up?

To say the property insurance market in Florida is dramatically changing would be an understatement. There are new underwriting guidelines coming out on a regular basis, carriers dropping policies by the thousands, storms wreaking havoc on rates, litigation issues,...
Homeowners Insurance and the Rising Cost of Building Materials

Homeowners Insurance and the Rising Cost of Building Materials

Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber....
FEMA Unveils Changes to the National Flood Insurance Program

FEMA Unveils Changes to the National Flood Insurance Program

The Federal Emergency Management Agency (FEMA) announced that it will be updating the National Flood Insurance Program (NFIP) pricing methodology through a new risk rating system. According to FEMA, this system—which is being referred to as “Risk Rating 2.0”—will...
Personal Lines Insights

Personal Lines Insights

Life Purchasing Medication Online Ordering your prescriptions online and having them delivered right to your door can be convenient. That being said, purchasing medication online can also carry significant risk, and it’s important to take precautions to keep your...
Holiday Safety Insights

Holiday Safety Insights

With the holidays in full swing, we wanted to provide you with some quick reminders – especially if you plan to travel over the break. How to Prevent Frostbite Being outdoors during winter months can expose you to cold weather conditions. Exposure to frigid...
Insurance for My Child in School

Insurance for My Child in School

After a forced homeschool year and long summer of COVID, it’s time to rejoice – the start of the school year is here!  Moving up a grade, changing schools, or even heading off to college doesn’t just mean changes for them — it means changes for you and...