Bates Hewett & Floyd

Providing Peace of Mind

We are a Full-Service Insurance & Risk Management Agency.

Request a Proposal

Personal & Business Insurance

It’s good to have options! Call us at (386) 328-1100

Serving residents and businesses throughout North Florida and Georgia

and throughout the Southeast United States

Clients

Convenient Locations

Get Started

Book a free consultation

Book an Appointment

Personal Insurance

It’s good to have options! Learn more >

Health Insurance

Take care of those closest to you. Learn more >

Business Insurance

Protect your business and your employees. Learn more >

Financial Services

Attuned to your unique financial goals and tailored to encompass all of the existing variables in your financial life. Learn more >

Not Your Average Local Agency

Bates Hewett & Floyd is not your average local agency. Our approach to insurance and risk, our longevity in our community and the way we treat our clients sets us apart.

We are a full-service insurance agency working with individuals and businesses.

We are led by 2 generations proudly serving Palatka, Putnam County, St Johns County and throughout the Southeast United States for over 40 years!

Offices in Palatka and St. Augustine

Directors & Officers Insurance Policies

Businesses are constantly experiencing change. As change occurs, so do the involved risks. While many risks remain the same, there is often new risks that present themselves. At Bates Hewett and Floyd, we are here to customize an insurance plan to ensure your business...

What is Open Enrollment for Health Insurance?

Multiple health insurance sources have open enrollment periods, such as Medicare, job-based insurers, and individual market health insurance companies. Open enrollment for Medicare is October 15 through December 7 each year. However, job-based open enrollment periods...

Small Business Insurance Requirements

Owning a small business means knowing what types of insurance you need as well as having the right amount of coverage to fully protect your investment. Small business insurance requirements will differ from company to company so it's important to know where your...