Bates Hewett & Floyd Recent Articles
What Actually Shuts Down Florida Businesses After a Hurricane (And How Insurance Fits In)
Hurricanes don’t just damage buildings—they disrupt operations. Learn the risks that commonly shut down Florida businesses after storms and how insurance fits into your recovery strategy.
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The Ultimate Pre-Hurricane Coverage Checklist: What Florida Homeowners Must Review Every May
Why May Is One of the Most Important Insurance Months of the Year in Florida Every spring across...
Why Flood Insurance Deserves Your Attention This Spring
Flood insurance in Florida has changed. Learn how Risk Rating 2.0, updated FEMA flood maps, and shifting risk factors are impacting premiums and what homeowners in Northeast Florida should review before hurricane season.
Your Q1 Business Insurance Audit: The 10 Coverage Checks Florida Business Owners Should Make Each Spring
Spring is the perfect time for a business insurance audit. Discover the 10 coverage checks Florida business owners should review to ensure their policies match their operations in 2026.
Beyond the Minimum: Florida Auto & Liability Coverages That Actually Protect You in 2026
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
The Hidden Gaps in Your Home Insurance: What Florida Homeowners Need to Fix Before Storm Season Begins
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
Get Ahead Before the Holidays: Why October Is the Smart Time to Review Your Home & Auto Insurance
As the year closes in and seasons shift, October presents a prime opportunity to reassess your home and auto insurance before holiday risks and year-end changes set in.