Bates Hewett & Floyd Recent Articles
Your 2027 Health Insurance Roadmap: What Florida Families Need to Know Before Open Enrollment Starts
The lowest-premium health plan isn’t always the least expensive choice. Before 2027 Open Enrollment, learn how to compare deductibles, provider networks, prescriptions, out-of-pocket costs, and HMO, EPO and PPO plans based on how your family actually uses healthcare.
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The Florida Rental Market Guide: Insurance Must-Knows for Renters, Landlords & Airbnb/VRBO Hosts
Renters, landlords, and short-term rental hosts face very different insurance risks. Learn the coverage gaps Florida renters and property owners often overlook—and why the way a property is used matters just as much as the property itself.
Summer on the Water & Road: What Your Auto, Boat & Recreational Policies Don’t Cover (But Should)
Summer means more time on the road and water—but are your insurance policies keeping up? Learn the most common coverage gaps Florida homeowners overlook and what to review before your next adventure.
What Actually Shuts Down Florida Businesses After a Hurricane (And How Insurance Fits In)
Hurricanes don’t just damage buildings—they disrupt operations. Learn the risks that commonly shut down Florida businesses after storms and how insurance fits into your recovery strategy.
The Ultimate Pre-Hurricane Coverage Checklist: What Florida Homeowners Must Review Every May
Why May Is One of the Most Important Insurance Months of the Year in Florida Every spring across...
Why Flood Insurance Deserves Your Attention This Spring
Flood insurance in Florida has changed. Learn how Risk Rating 2.0, updated FEMA flood maps, and shifting risk factors are impacting premiums and what homeowners in Northeast Florida should review before hurricane season.
Your Q1 Business Insurance Audit: The 10 Coverage Checks Florida Business Owners Should Make Each Spring
Spring is the perfect time for a business insurance audit. Discover the 10 coverage checks Florida business owners should review to ensure their policies match their operations in 2026.