Bates Hewett & Floyd Recent Articles
Storm-Proof Your Future: A Holistic Plan for Year-Round Resilience in Florida
August in Florida is more than summer fun — it’s your chance to build lasting protection. Discover how financial planning, employee benefits, and specialty coverage form a resilient foundation with Bates Hewett & Floyd.
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4 Questions Your Home Insurance Must Answer Before Storms Hit
Discover 4 essential insurance questions Florida homeowners must answer before storm season—from flood exclusions to living‑expense coverage.
5 Hurricane Season Insurance Mistakes to Avoid
Stocking up on supplies isn’t enough—true hurricane prep means making sure your insurance is storm-ready. From overlooked flood coverage to outdated policy limits, this guide outlines five common insurance mistakes that could leave you vulnerable during hurricane season. Take these simple, proactive steps now to protect your home, your business, and your peace of mind.
Float into Spring: 5 Questions to Ask About Your Boat Insurance Before You Launch
Before you head out for sunny days on the water, make sure your boat insurance is seaworthy, too. From storm protection to liability coverage, Bates Hewett & Floyd breaks down five key questions to ask about your policy — so you’re protected all season long in St. Augustine, Palatka, and beyond.
Preparing Your Home for Spring Storms: Essential Tips for Jacksonville, Florida Residents
Spring storms in Jacksonville can bring heavy rain and strong winds, making home preparation essential. From reinforcing your roof to reviewing your insurance policy, these proactive steps help safeguard your property and ensure your family’s safety.
Why Small Businesses Thrive with Local Insurance Agencies: The Hidden Benefits
Small businesses in St. Augustine and Palatka, Florida, often face unique challenges when...
How to Safeguard Your Small Business from Holiday Interruptions: The Role of Business Interruption Insurance
As the holiday season approaches, many small businesses in Palatka, St. Augustine, and surrounding...