Bates Hewett & Floyd Recent Articles
Why Flood Insurance Deserves Your Attention This Spring
Flood insurance in Florida has changed. Learn how Risk Rating 2.0, updated FEMA flood maps, and shifting risk factors are impacting premiums and what homeowners in Northeast Florida should review before hurricane season.
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Your Q1 Business Insurance Audit: The 10 Coverage Checks Florida Business Owners Should Make Each Spring
Spring is the perfect time for a business insurance audit. Discover the 10 coverage checks Florida business owners should review to ensure their policies match their operations in 2026.
Beyond the Minimum: Florida Auto & Liability Coverages That Actually Protect You in 2026
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
The Hidden Gaps in Your Home Insurance: What Florida Homeowners Need to Fix Before Storm Season Begins
Many Florida homeowners unknowingly have gaps in their home insurance coverage. This guide explains what to look for, why it matters, and how to address it before storm season begins.
Get Ahead Before the Holidays: Why October Is the Smart Time to Review Your Home & Auto Insurance
As the year closes in and seasons shift, October presents a prime opportunity to reassess your home and auto insurance before holiday risks and year-end changes set in.
Storm-Proof Your Future: A Holistic Plan for Year-Round Resilience in Florida
August in Florida is more than summer fun — it’s your chance to build lasting protection. Discover how financial planning, employee benefits, and specialty coverage form a resilient foundation with Bates Hewett & Floyd.
4 Questions Your Home Insurance Must Answer Before Storms Hit
Discover 4 essential insurance questions Florida homeowners must answer before storm season—from flood exclusions to living‑expense coverage.